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Yes Bank's Massive Turnaround: ₹16,000 Crore Lifeline Sparks 2% Share Surge!

IFSCMICROCODE June 4, 2025 2 min read
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After a scary 10% crash just a day earlier, Yes Bank shares roared back to life on June 4, jumping 2% as investors cheered a game-changing ₹16,000 crore rescue plan. Here’s why this banking underdog is suddenly back in the spotlight!

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What Triggered the Rebound?

₹16,000 Crore Lifeline Approved:

Equity Boost: The board greenlit ₹7,500 crore in fresh equity (via shares or convertible bonds), promising shareholders less than 10% dilution—safeguarding their stakes.

Debt Power: Another ₹8,500 crore will be raised through debt (in rupees or foreign currency), again capped at 10% dilution.

Why it matters: This cash injection aims to strengthen the bank’s balance sheet, fuel growth, and reassure nervous investors.

SMBC’s Mega Investment:

Japan’s Sumitomo Mitsui Banking Corp (SMBC) is buying a 20% stake for ₹13,483 crore—India’s largest-ever foreign banking investment.

SBI and 7 other banks (like HDFC, ICICI, Kotak) are selling shares to SMBC.

Result: SMBC will become Yes Bank’s biggest owner, bringing global expertise and stability.

Big Governance Shakeup!

Boardroom Revolution:

SMBC gets to appoint 2 directors to Yes Bank’s board, while SBI names 1 director. This ensures strategic oversight from top players.

Rulebook Rewritten: The bank’s "Articles of Association" will be updated to reflect these changes (pending RBI/shareholder nods).

Why Investors Are Smiling Now

Shares Recover: After crashing 10% on June 3, shares rebounded to ₹21.24 (up 1.87%) on June 4.

Confidence Restored: The fundraising plan signals strong backing from institutions and a clear path to recovery.

Long-Term Play: SMBC’s entry could transform Yes Bank into a global-ready player, attracting more investors.

What’s Next?

Watch for RBI/shareholder approvals for SMBC’s director appointments.

The ₹16,000 crore fundraise will be executed in phases—track how quickly it rolls out!

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